I have found a site that revolustionized my finances. Okay, I love Dave Ramsey, right? Who can argue with his great financial advice. I sure couldn't. I also couldn't do it his way. I don't know why. Call me lazy. i don't know. However, I found The B Word, and it makes life so much easier.
The "B", by the way, stands for Budget.
I actually love to create a budget. I sit at the computer and make my fancy spread sheet. It's color coded and laid out like a fine meal. But then something happens from the printer to the brain. We just don't implement it. If you're like us, you depend on God for some of your financial means. Our budget, for instance, just doesn't add up. Sometimes, I really wonder how we make it. But we do.
This system streamlines your accounting so that you're only working on your money two days out of the month. Yes, I typed that correctly. Also, it sets up a system that makes it easy to see where you're spending and what you need for your bills each month. So far, all our bills are paid and ontime. We RARELY have an overdraft now whereas before, I'm ashamed to say, it was a fairly common occurance. I don't even have to balance my checkbook!
It works on the law of averages. It just plain works. I recommend it to EVERYONE! I love it! It's a simple spreadsheet program, and it is very inexpensive. In fact, it is so totally worth the money, I'd have paid more if I'd been able to try it out first. Go to this guy's site and check it out.
For more family budget and family finance information visit largefamilyresource.com.
0 Comments:
Post a Comment